NewStart Financial Solutions

NewStart Financial Solutions is a specialist mortgage and finance consultancy with over 50 years of combined experience across private banking, complex lending and investment finance. From first home buyers through to HNW families and active property investors, Josh and his team design tailored funding strategies that support long‑term wealth creation, not just the next loan.

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‍NewStart was established in 2013 with a clear vision to help Australians and international clients achieve their property and funding goals through bespoke, relationship‑driven advice. Founded by Ashley and joined by senior consultant Joshua Beniston, the firm draws on deep experience in private banking and mortgage lending to negotiate “best of breed” solutions across a broad panel of lenders.

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What they do for your clients

• Home & investment lending
  They structure home and investment loans to align with the client’s strategy, with attention to cash flow, tax efficiency and future borrowing capacity, rather than chasing the lowest rate in isolation. This includes support for first home buyers, upgraders, and investors building multi‑property portfolios.

• Complex, HNW and self‑employed lending
  The team is highly experienced in complex scenarios, including self‑employed incomes, trust and company structures, SMSF lending and bespoke private banking solutions. This makes them a strong fit for higher‑value, multi‑asset investors who need more than a standard bank branch approach.

• Commercial, business and asset finance
  NewStart can assist with funding for commercial property, business lending and equipment or motor finance, often negotiating pricing that is not advertised on lender websites. This supports business‑owner landlords and investors who are growing both their enterprises and their property portfolios.​

• Education‑led client experience
  They place a strong emphasis on breaking down complex lending into clear, easy‑to‑follow steps, backed by ongoing reviews and proactive communication throughout the life of the loan. Clients consistently highlight their responsiveness, clarity and confidence the team brings to each transaction.

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Why they’re a great Pro Network partner

• Strategic fit with property investors
  NewStart works closely with buyers’ agents, accountants, planners and property professionals, making them a natural extension of an investor’s advisory bench. Their ability to structure lending around future purchases supports clients moving into or scaling within short‑term rentals and holiday letting.​

• Confidence with higher‑value, data‑driven purchases
  With a background in private banking and complex lending, the team can support clients purchasing premium stock, off‑the‑plan opportunities and lifestyle assets where yield, structure and long‑term strategy matter. This aligns strongly with investors considering short‑term rental as a performance lever in their portfolio.

• Relationship‑first, not transaction‑first
  Their model is built on long‑term relationships anchored in professionalism, honesty and transparency, which mirrors how we want Pro Network partners to support our shared clients. That makes them a safe, trusted referral destination for both emerging and sophisticated investors

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How we work together

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When a client is exploring a purchase that may suit short‑term rental, NewStart can help:

• Clarify borrowing capacity, structure and servicing before the search begins.​

• Arrange finance tailored to future investment plans, including short‑term rental scenarios.

• Coordinate with the client’s adviser, accountant, MadeComfy buyers’ agent  to ensure lending, tax and yield strategy are aligned.

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